:root {
  --blue: #234da5;
  --blue-deep: #102d6e;
  --blue-ink: #0c204b;
  --green: #1ba335;
  --green-light: #4bd062;
  --ink: #151b27;
  --muted: #657086;
  --line: #dfe6f3;
  --soft: #f3f7ff;
  --white: #fff;
  --shadow: 0 24px 70px rgba(20, 48, 108, .14);
  --radius: 24px;
  --font-display: "Manrope", sans-serif;
  --font-body: "DM Sans", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: #fff; font-family: var(--font-body); font-size: 16px; line-height: 1.65; overflow-x: hidden; }
body.modal-open { overflow: hidden; }
button, input, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; top: -100px; left: 16px; z-index: 9999; padding: 12px 18px; color: #fff; background: var(--blue-deep); border-radius: 10px; }
.skip-link:focus { top: 16px; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.91); border-bottom: 1px solid rgba(30,64,130,.08); backdrop-filter: blur(18px); }
.nav-wrap { min-height: 84px; display: flex; align-items: center; gap: 42px; }
.brand { width: 180px; flex: 0 0 auto; }
.desktop-nav { display: flex; gap: 34px; margin-left: auto; }
.desktop-nav a { position: relative; color: #374055; font-weight: 600; font-size: .94rem; }
.desktop-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -8px; height: 2px; background: var(--green); transition: right .3s ease; }
.desktop-nav a:hover::after { right: 0; }
.menu-toggle, .mobile-nav { display: none; }

.btn { border: 0; border-radius: 12px; padding: 13px 21px; display: inline-flex; justify-content: center; align-items: center; gap: 10px; cursor: pointer; font-weight: 700; transition: transform .25s ease, box-shadow .25s ease, background .25s ease; }
.btn:hover { transform: translateY(-2px); }
.btn:focus-visible, button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible { outline: 3px solid rgba(35,77,165,.25); outline-offset: 3px; }
.btn-primary { color: #fff; background: linear-gradient(135deg, var(--blue), #173a89); box-shadow: 0 12px 28px rgba(35,77,165,.24); }
.btn-primary:hover { box-shadow: 0 16px 34px rgba(35,77,165,.34); }
.btn-sm { padding: 11px 18px; font-size: .92rem; }
.btn-lg { padding: 16px 25px; border-radius: 14px; }
.btn-white { color: var(--blue-deep); background: #fff; box-shadow: 0 16px 40px rgba(0,0,0,.14); }
.btn-outline { color: var(--blue); background: transparent; border: 1px solid rgba(35,77,165,.35); }

.hero { position: relative; min-height: 760px; padding: 92px 0 26px; overflow: hidden; background: radial-gradient(circle at 82% 20%, rgba(34,79,173,.13), transparent 32%), linear-gradient(145deg, #fff 0%, #f8faff 54%, #eff5ff 100%); }
.hero::before { content: ""; position: absolute; inset: 0; opacity: .32; background-image: linear-gradient(rgba(35,77,165,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(35,77,165,.055) 1px, transparent 1px); background-size: 44px 44px; mask-image: linear-gradient(to right, transparent, #000 35%, #000); }
.hero-orb { position: absolute; border-radius: 50%; filter: blur(2px); }
.orb-one { width: 430px; height: 430px; right: -160px; top: 80px; background: rgba(28,163,54,.09); }
.orb-two { width: 240px; height: 240px; left: -100px; bottom: 30px; background: rgba(35,77,165,.08); }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.02fr .98fr; gap: 74px; align-items: center; }
.eyebrow, .kicker { display: inline-flex; align-items: center; gap: 9px; color: var(--blue); font-size: .76rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow span { width: 28px; height: 2px; background: var(--green); }
.hero h1 { margin: 19px 0 22px; max-width: 700px; font: 800 clamp(3rem, 5.1vw, 5.1rem)/1.04 var(--font-display); letter-spacing: -.055em; color: var(--blue-ink); }
.hero h1 em { color: var(--blue); font-style: normal; }
.hero-lead { max-width: 590px; margin: 0; color: #58647b; font-size: 1.16rem; line-height: 1.75; }
.hero-actions { display: flex; align-items: center; gap: 27px; margin-top: 34px; }
.text-link { color: var(--blue-deep); font-weight: 700; }
.text-link span { display: inline-block; margin-left: 4px; color: var(--green); animation: bounce 1.8s ease-in-out infinite; }
.hero-points { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 32px; color: #4d596e; font-size: .9rem; font-weight: 600; }
.hero-points i { display: inline-grid; place-items: center; width: 20px; height: 20px; margin-right: 5px; border-radius: 50%; color: #fff; background: var(--green); font-style: normal; font-size: .72rem; }
.hero-visual { position: relative; min-height: 510px; display: grid; place-items: center; }
.visual-glow { position: absolute; width: 440px; height: 440px; border-radius: 50%; background: radial-gradient(circle, rgba(35,77,165,.2), rgba(35,77,165,0) 66%); animation: pulse 4s ease-in-out infinite; }
.protection-card { position: relative; z-index: 2; width: min(430px, 92%); padding: 28px; border: 1px solid rgba(255,255,255,.7); border-radius: 30px; background: linear-gradient(155deg, rgba(255,255,255,.96), rgba(239,245,255,.9)); box-shadow: 0 36px 90px rgba(29,59,125,.22); transform: rotate(1.5deg); }
.card-topline { display: flex; align-items: center; justify-content: space-between; gap: 15px; }
.mini-brand { width: 112px; }
.status-dot { color: #416050; font-size: .72rem; font-weight: 700; }
.status-dot::before { content: ""; display: inline-block; width: 7px; height: 7px; margin-right: 6px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 5px rgba(27,163,53,.1); }
.shield-mark { width: 94px; height: 105px; margin: 24px auto 16px; display: grid; place-items: center; color: #fff; background: linear-gradient(145deg, var(--blue), #173c91); clip-path: polygon(50% 0, 91% 16%, 85% 68%, 50% 100%, 15% 68%, 9% 16%); filter: drop-shadow(0 14px 18px rgba(35,77,165,.27)); }
.shield-mark span { width: 39px; height: 39px; display: grid; place-items: center; border-radius: 50%; color: var(--green); background: #fff; font-size: 1.3rem; font-weight: 800; }
.protection-card h2 { margin: 0; text-align: center; color: var(--blue-ink); font: 800 1.45rem/1.25 var(--font-display); letter-spacing: -.03em; }
.protection-card > p { margin: 7px 0 22px; text-align: center; color: var(--muted); font-size: .9rem; }
.planning-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; }
.planning-grid div { position: relative; padding: 15px; border: 1px solid #e2e8f3; border-radius: 14px; background: rgba(255,255,255,.84); }
.planning-grid span { position: absolute; top: 10px; right: 11px; color: rgba(35,77,165,.34); font-size: .68rem; font-weight: 800; }
.planning-grid b, .planning-grid small { display: block; }
.planning-grid b { color: var(--blue-deep); font-size: .88rem; }
.planning-grid small { color: #7c8799; font-size: .72rem; }
.floating-note { position: absolute; z-index: 3; display: flex; align-items: center; gap: 10px; padding: 12px 15px; border: 1px solid rgba(255,255,255,.9); border-radius: 15px; background: rgba(255,255,255,.88); box-shadow: 0 17px 40px rgba(27,51,106,.17); backdrop-filter: blur(12px); animation: float 4s ease-in-out infinite; }
.floating-note > span { width: 35px; height: 35px; display: grid; place-items: center; border-radius: 10px; color: #fff; background: var(--green); font-weight: 800; }
.floating-note b, .floating-note small { display: block; white-space: nowrap; }
.floating-note b { color: var(--blue-ink); font-size: .8rem; }
.floating-note small { color: var(--muted); font-size: .68rem; }
.note-one { left: -5px; top: 115px; }
.note-two { right: -12px; bottom: 92px; animation-delay: -2s; }
.note-two > span { background: var(--blue); }
.hero-disclaimer { position: relative; z-index: 2; margin-top: 64px; padding-top: 19px; border-top: 1px solid rgba(35,77,165,.11); color: #7a8597; font-size: .73rem; text-align: center; }

.motion-strip { position: relative; z-index: 5; color: #fff; background: linear-gradient(90deg, var(--blue-deep), var(--blue), #193b87); overflow: hidden; }
.motion-strip::before, .motion-strip::after { content: ""; position: absolute; top: 0; bottom: 0; width: 84px; z-index: 4; pointer-events: none; }
.motion-strip::before { left: 0; background: linear-gradient(90deg, var(--blue-deep), rgba(16,45,110,0)); }
.motion-strip::after { right: 0; background: linear-gradient(90deg, rgba(25,59,135,0), #193b87); }
.ticker-row { display: flex; align-items: center; min-height: 58px; overflow: hidden; }
.ticker { display: flex; width: max-content; align-items: center; gap: 34px; white-space: nowrap; animation: ticker 26s linear infinite; }
.ticker span { font: 700 1rem/1 var(--font-display); letter-spacing: .08em; text-transform: uppercase; }
.ticker i { color: var(--green-light); font-size: 1.4rem; font-style: normal; line-height: 1; }

.runner-lane { position: relative; height: 34px; overflow: hidden; border-top: 1px solid rgba(255,255,255,.16); background: rgba(6,20,52,.35); }
.runner-lane::before { content: ""; position: absolute; left: 0; right: 0; top: 50%; height: 2px; margin-top: -1px; background: repeating-linear-gradient(90deg, rgba(255,255,255,.42) 0 18px, rgba(255,255,255,0) 18px 40px); }
.runner { position: absolute; top: 50%; left: 0; margin-top: -15px; display: grid; place-items: center; width: 30px; height: 30px; border-radius: 50%; color: #fff; background: var(--green); box-shadow: 0 6px 16px rgba(27,163,53,.5); animation: runAcross 8.5s linear infinite; }
.runner svg { width: 20px; height: 20px; fill: currentColor; animation: runnerBob .42s ease-in-out infinite; }
.runner::after { content: ""; position: absolute; right: 100%; top: 50%; width: 46px; height: 2px; margin-top: -1px; background: linear-gradient(90deg, rgba(123,224,140,0), rgba(123,224,140,.95)); }

.section { padding: 112px 0; }
.section-heading { margin-bottom: 54px; }
.section-heading.centered { max-width: 760px; margin-inline: auto; text-align: center; }
.section-heading h2, .decision-copy h2, .faq-intro h2 { margin: 12px 0 16px; color: var(--blue-ink); font: 800 clamp(2.15rem, 4vw, 3.65rem)/1.12 var(--font-display); letter-spacing: -.045em; }
.section-heading p, .decision-copy > p, .faq-intro > p { color: var(--muted); font-size: 1.05rem; }
.section-heading.split { display: grid; grid-template-columns: 1.05fr .7fr; gap: 80px; align-items: end; }
.section-heading.split h2 { color: #fff; margin-bottom: 0; }
.section-heading.split > p { margin: 0 0 6px; color: #b9c8e7; }
.kicker.light { color: #76e687; }

.qualify { background: #fff; }
.qualify-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.qualify-card { position: relative; min-height: 275px; padding: 28px 25px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; transition: transform .35s ease, box-shadow .35s ease, border-color .35s ease; }
.qualify-card::after { content: ""; position: absolute; width: 110px; height: 110px; right: -45px; bottom: -45px; border-radius: 50%; background: rgba(27,163,53,.07); transition: transform .4s ease; }
.qualify-card:hover { transform: translateY(-8px); border-color: rgba(35,77,165,.32); box-shadow: var(--shadow); }
.qualify-card:hover::after { transform: scale(1.5); }
.card-icon { width: 47px; height: 47px; display: grid; place-items: center; margin-bottom: 42px; border-radius: 14px; color: var(--blue); background: var(--soft); font-weight: 800; }
.qualify-card h3 { margin: 0 0 10px; color: var(--blue-ink); font: 800 1.12rem/1.35 var(--font-display); }
.qualify-card p { margin: 0; color: var(--muted); font-size: .93rem; }

.options-section { position: relative; background: linear-gradient(145deg, #0c2354, #143a87 62%, #174a8b); overflow: hidden; }
.options-section::before { content: ""; position: absolute; width: 600px; height: 600px; right: -260px; top: -250px; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; box-shadow: 0 0 0 70px rgba(255,255,255,.025), 0 0 0 140px rgba(255,255,255,.02); }
.options-grid { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.option-card { position: relative; min-height: 410px; display: flex; flex-direction: column; padding: 25px; border: 1px solid rgba(255,255,255,.13); border-radius: 23px; color: #fff; background: rgba(255,255,255,.075); backdrop-filter: blur(14px); transition: transform .35s ease, background .35s ease; }
.option-card:hover { transform: translateY(-9px); background: rgba(255,255,255,.12); }
.option-card.featured { border-color: rgba(94,224,114,.45); background: linear-gradient(160deg, rgba(34,162,57,.28), rgba(255,255,255,.08)); }
.option-number { position: absolute; top: 25px; right: 25px; color: rgba(255,255,255,.42); font-size: .75rem; font-weight: 800; letter-spacing: .12em; }
.option-icon { width: 55px; height: 55px; display: grid; place-items: center; margin: 36px 0 32px; border-radius: 16px; color: #fff; background: rgba(255,255,255,.12); font-size: 1.45rem; }
.option-card.featured .option-icon { background: var(--green); }
.option-card h3 { margin: 0 0 13px; font: 700 1.24rem/1.35 var(--font-display); }
.option-card p { margin: 0 0 28px; color: #bdc9e1; font-size: .9rem; }
.card-link { margin-top: auto; padding: 13px 0 0; display: flex; justify-content: space-between; border: 0; border-top: 1px solid rgba(255,255,255,.16); color: #fff; background: none; cursor: pointer; font-weight: 700; font-size: .88rem; }
.card-link span { color: var(--green-light); transition: transform .25s ease; }
.card-link:hover span { transform: translateX(5px); }

.decision-section { background: #f7f9fd; }
.decision-grid { display: grid; grid-template-columns: .73fr 1.27fr; gap: 90px; align-items: start; }
.decision-copy { position: sticky; top: 125px; }
.decision-copy .btn { margin-top: 20px; }
.question-list { border-top: 1px solid #d9e1ee; }
.question-item { display: grid; grid-template-columns: 62px 1fr; gap: 17px; padding: 29px 6px; border-bottom: 1px solid #d9e1ee; }
.question-item > span { width: 45px; height: 45px; display: grid; place-items: center; border-radius: 13px; color: var(--blue); background: #e9f0ff; font-weight: 800; }
.question-item h3 { margin: 1px 0 7px; color: var(--blue-ink); font: 700 1.18rem var(--font-display); }
.question-item p { margin: 0; color: var(--muted); }

.trust-section { padding-top: 36px; background: #f7f9fd; }
.trust-card { position: relative; display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; padding: 70px; overflow: hidden; border-radius: 32px; color: #fff; background: linear-gradient(135deg, #163d90, #102d6e); box-shadow: 0 34px 75px rgba(18,48,112,.2); }
.trust-card::after { content: "✓"; position: absolute; right: -30px; bottom: -180px; color: rgba(255,255,255,.045); font: 800 30rem/1 var(--font-display); }
.trust-copy h2 { position: relative; z-index: 2; margin: 13px 0 0; font: 800 clamp(2.4rem, 4vw, 3.6rem)/1.08 var(--font-display); letter-spacing: -.05em; }
.trust-content { position: relative; z-index: 2; }
.trust-content > p { margin-top: 0; color: #d1dbf0; font-size: 1.05rem; }
.trust-tags { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; margin: 27px 0; }
.trust-tags span { padding: 12px 14px; border: 1px solid rgba(255,255,255,.13); border-radius: 12px; background: rgba(255,255,255,.07); font-weight: 600; font-size: .88rem; }
.trust-tags span::first-letter { color: var(--green-light); }
.trust-content .no-shortcuts { margin: 0; color: #83ed93; font-weight: 700; }

.process-section { overflow: hidden; }
.process-line { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.line-progress { position: absolute; top: 29px; left: 11%; right: 11%; height: 2px; background: #dce4f2; }
.line-progress::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, var(--blue), var(--green)); transform-origin: left; animation: progressLoop 5s ease-in-out infinite; }
.process-step { position: relative; text-align: center; }
.process-step > span { position: relative; z-index: 2; width: 59px; height: 59px; display: grid; place-items: center; margin: 0 auto 24px; border: 6px solid #fff; border-radius: 50%; color: #fff; background: var(--blue); box-shadow: 0 0 0 1px #d8e1f0; font-weight: 800; }
.process-step:last-child > span { background: var(--green); }
.process-step h3 { margin: 0 0 7px; color: var(--blue-ink); font: 700 1.04rem var(--font-display); }
.process-step p { max-width: 210px; margin: 0 auto; color: var(--muted); font-size: .9rem; }

.faq-section { background: #f5f8fe; }
.faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 90px; align-items: start; }
.faq-intro { position: sticky; top: 125px; }
.faq-intro .btn { margin-top: 16px; }
.accordion { border-top: 1px solid #d6dfed; }
.faq-item { border-bottom: 1px solid #d6dfed; }
.faq-item button { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 25px; padding: 24px 0; border: 0; color: var(--blue-ink); background: transparent; cursor: pointer; text-align: left; font: 700 1.03rem/1.35 var(--font-display); }
.faq-item button i { width: 31px; height: 31px; flex: 0 0 auto; display: grid; place-items: center; border-radius: 50%; color: var(--blue); background: #e5ecfb; font-style: normal; }
.faq-answer { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .35s ease; }
.faq-answer p { min-height: 0; margin: 0; overflow: hidden; color: var(--muted); }
.faq-item.open .faq-answer { grid-template-rows: 1fr; }
.faq-item.open .faq-answer p { padding: 0 50px 23px 0; }

.final-cta { position: relative; padding: 100px 0; overflow: hidden; color: #fff; background: linear-gradient(110deg, #163d90, #174ba7 58%, #127c43); text-align: center; }
.final-cta::before { content: ""; position: absolute; inset: 0; opacity: .18; background-image: linear-gradient(115deg, transparent 45%, rgba(255,255,255,.2) 46%, transparent 47%); background-size: 52px 52px; }
.final-orb { position: absolute; width: 460px; height: 460px; top: -290px; left: 50%; border: 1px solid rgba(255,255,255,.18); border-radius: 50%; transform: translateX(-50%); box-shadow: 0 0 0 75px rgba(255,255,255,.03), 0 0 0 150px rgba(255,255,255,.025); }
.final-inner { position: relative; z-index: 2; max-width: 830px; }
.final-inner h2 { margin: 15px auto; font: 800 clamp(2.35rem, 4.5vw, 4rem)/1.08 var(--font-display); letter-spacing: -.05em; }
.final-inner p { margin: 0 auto 31px; color: #dbe7ff; font-size: 1.06rem; }

.site-footer { padding: 55px 0 24px; color: #aab7d0; background: #081a3f; }
.footer-top { display: grid; grid-template-columns: auto 1fr auto; gap: 40px; align-items: center; padding-bottom: 34px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-brand { width: 160px; padding: 7px 9px; border-radius: 8px; background: #fff; }
.footer-top p { margin: 0; font-size: .9rem; }
.footer-links { display: flex; gap: 22px; font-size: .85rem; }
.footer-links a:hover { color: #fff; }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; padding-top: 22px; font-size: .72rem; }
.footer-bottom p { margin: 0; }
.footer-bottom p:last-child { max-width: 620px; text-align: right; }

.floating-cta { position: fixed; right: 22px; bottom: 22px; z-index: 90; display: flex; align-items: center; gap: 12px; padding: 8px 8px 8px 18px; border: 0; border-radius: 999px; color: #fff; background: var(--blue-deep); box-shadow: 0 15px 40px rgba(10,34,82,.32); cursor: pointer; font-weight: 700; transition: transform .25s ease; }
.floating-cta:hover { transform: translateY(-3px); }
.floating-cta i { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; background: var(--green); font-style: normal; }

.modal { position: fixed; inset: 0; z-index: 1000; display: grid; place-items: center; padding: 20px; visibility: hidden; opacity: 0; transition: opacity .3s ease, visibility .3s ease; }
.modal.active { visibility: visible; opacity: 1; }
.modal-backdrop { position: absolute; inset: 0; background: rgba(4,16,43,.76); backdrop-filter: blur(8px); }
.modal-panel { position: relative; z-index: 2; width: min(720px, 100%); max-height: calc(100vh - 34px); overflow-y: auto; padding: 35px; border-radius: 26px; background: #fff; box-shadow: 0 35px 100px rgba(0,0,0,.3); transform: translateY(24px) scale(.97); transition: transform .35s cubic-bezier(.2,.8,.2,1); }
.modal.active .modal-panel { transform: none; }
.modal-close { position: absolute; top: 15px; right: 16px; width: 39px; height: 39px; border: 0; border-radius: 50%; color: #526078; background: #eff3fa; cursor: pointer; font-size: 1.55rem; line-height: 1; }
.modal-brand { width: 135px; margin-bottom: 22px; }
.modal-panel h2 { margin: 10px 0 8px; color: var(--blue-ink); font: 800 2rem/1.18 var(--font-display); letter-spacing: -.04em; }
.modal-panel > p { margin: 0 0 23px; color: var(--muted); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.form-grid label, .form-grid label span { display: block; }
.form-grid label span { margin-bottom: 6px; color: #39445a; font-size: .8rem; font-weight: 700; }
.form-grid .full { grid-column: 1 / -1; }
input, select { width: 100%; height: 49px; padding: 0 13px; border: 1px solid #d6dfed; border-radius: 10px; color: var(--ink); background: #fbfcff; outline: none; transition: border-color .2s ease, box-shadow .2s ease; }
input:focus, select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(35,77,165,.09); }
.invalid { border-color: #cc3152 !important; }
.consent { display: flex; align-items: flex-start; gap: 9px; margin: 18px 0; color: #6f7b90; font-size: .75rem; }
.consent input { width: 17px; height: 17px; flex: 0 0 auto; margin-top: 2px; accent-color: var(--blue); }
.form-error { min-height: 20px; margin-bottom: 8px; color: #bb2945; font-size: .8rem; }
.btn-submit { width: 100%; }
.success-toast { position: fixed; z-index: 1100; right: 22px; bottom: 22px; display: flex; align-items: center; gap: 12px; width: min(360px, calc(100% - 40px)); padding: 14px; border: 1px solid #dbe8df; border-radius: 15px; background: #fff; box-shadow: var(--shadow); transform: translateY(140%); opacity: 0; transition: transform .35s ease, opacity .35s ease; }
.success-toast.show { transform: none; opacity: 1; }
.success-toast > span { width: 38px; height: 38px; display: grid; place-items: center; flex: 0 0 auto; border-radius: 50%; color: #fff; background: var(--green); font-weight: 800; }
.success-toast b, .success-toast small { display: block; }
.success-toast b { color: var(--blue-ink); }
.success-toast small { color: var(--muted); }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .75s ease, transform .75s cubic-bezier(.2,.8,.2,1); }
.reveal.visible { opacity: 1; transform: none; }
.delay-1 { transition-delay: .08s; }
.delay-2 { transition-delay: .16s; }
.delay-3 { transition-delay: .24s; }

@keyframes float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }
@keyframes pulse { 0%,100% { transform: scale(.94); opacity: .65; } 50% { transform: scale(1.06); opacity: 1; } }
@keyframes bounce { 0%,100% { transform: translateY(0); } 50% { transform: translateY(4px); } }
@keyframes ticker { to { transform: translateX(-50%); } }
@keyframes runAcross { from { left: -70px; } to { left: calc(100% + 50px); } }
@keyframes runnerBob { 0%, 100% { transform: translateY(1px); } 50% { transform: translateY(-2px); } }
@keyframes progressLoop { 0% { transform: scaleX(0); } 70%,100% { transform: scaleX(1); } }

@media (max-width: 1024px) {
  .desktop-nav { display: none; }
  .nav-wrap > .btn { margin-left: auto; }
  .hero { padding-top: 72px; }
  .hero-grid { gap: 30px; }
  .hero h1 { font-size: clamp(2.8rem, 5.4vw, 4rem); }
  .qualify-grid, .options-grid { grid-template-columns: 1fr 1fr; }
  .option-card { min-height: 350px; }
  .decision-grid, .faq-grid { gap: 55px; }
  .trust-card { padding: 55px; gap: 45px; }
}

@media (max-width: 760px) {
  .container { width: min(100% - 30px, 620px); }
  .site-header { position: sticky; }
  .nav-wrap { min-height: 70px; gap: 12px; }
  .brand { width: 142px; }
  .nav-wrap > .btn { display: none; }
  .menu-toggle { display: flex; width: 42px; height: 42px; margin-left: auto; padding: 10px; flex-direction: column; justify-content: center; gap: 5px; border: 0; border-radius: 10px; background: #eef3fc; }
  .menu-toggle span { width: 100%; height: 2px; background: var(--blue-deep); transition: transform .25s ease, opacity .25s ease; }
  .menu-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-toggle.active span:nth-child(2) { opacity: 0; }
  .menu-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .mobile-nav { display: flex; flex-direction: column; gap: 2px; max-height: 0; padding-inline: 15px; overflow: hidden; visibility: hidden; background: #fff; border-top: 1px solid rgba(30,64,130,.08); transition: max-height .32s ease, padding .32s ease, visibility .32s ease; }
  .mobile-nav.open { max-height: 360px; padding-block: 10px 20px; visibility: visible; }
  .mobile-nav a { padding: 12px 6px; color: #3b465a; font-weight: 600; border-bottom: 1px solid rgba(30,64,130,.07); }
  .mobile-nav .btn { width: 100%; margin-top: 12px; }
  .hero { min-height: 0; padding: 58px 0 21px; }
  .hero-grid { grid-template-columns: 1fr; gap: 38px; }
  .hero-copy { text-align: center; }
  .eyebrow { justify-content: center; }
  .hero h1 { margin-top: 15px; font-size: clamp(2.6rem, 12vw, 4rem); }
  .hero-lead { font-size: 1.02rem; }
  .hero-actions { flex-direction: column; gap: 17px; }
  .hero-points { justify-content: center; gap: 11px 15px; }
  .hero-visual { min-height: 460px; }
  .protection-card { padding: 22px; transform: none; }
  .note-one { left: -3px; top: 87px; }
  .note-two { right: -2px; bottom: 54px; }
  .floating-note { padding: 9px 10px; }
  .floating-note b { font-size: .7rem; }
  .floating-note small { font-size: .61rem; }
  .floating-note > span { width: 30px; height: 30px; }
  .hero-disclaimer { margin-top: 38px; }
  .ticker-row { min-height: 50px; }
  .ticker { gap: 26px; animation-duration: 20s; }
  .ticker span { font-size: .82rem; }
  .ticker i { font-size: 1.2rem; }
  .section { padding: 78px 0; }
  .section-heading { margin-bottom: 36px; }
  .section-heading.split { grid-template-columns: 1fr; gap: 18px; }
  .section-heading h2, .decision-copy h2, .faq-intro h2 { font-size: clamp(2rem, 9vw, 3rem); }
  .qualify-grid, .options-grid { grid-template-columns: 1fr; }
  .qualify-card { min-height: 0; }
  .card-icon { margin-bottom: 25px; }
  .option-card { min-height: 335px; }
  .decision-grid, .faq-grid, .trust-card { grid-template-columns: 1fr; gap: 38px; }
  .decision-copy, .faq-intro { position: static; }
  .trust-card { padding: 39px 25px; border-radius: 24px; }
  .trust-tags { grid-template-columns: 1fr; }
  .process-line { grid-template-columns: 1fr; gap: 22px; }
  .line-progress { top: 20px; bottom: 20px; left: 26px; right: auto; width: 2px; height: auto; }
  .line-progress::after { transform-origin: top; animation-name: progressLoopVertical; }
  .process-step { display: grid; grid-template-columns: 53px 1fr; gap: 18px; text-align: left; }
  .process-step > span { width: 53px; height: 53px; margin: 0; }
  .process-step h3 { margin-top: 4px; }
  .process-step p { grid-column: 2; max-width: none; margin: -24px 0 0; }
  .faq-item.open .faq-answer p { padding-right: 0; }
  .final-cta { padding: 78px 0; }
  .footer-top { grid-template-columns: 1fr; gap: 22px; }
  .footer-links { flex-wrap: wrap; }
  .footer-bottom { flex-direction: column; gap: 11px; }
  .footer-bottom p:last-child { text-align: left; }
  .floating-cta { right: 15px; bottom: 15px; }
  .floating-cta span { display: none; }
  .floating-cta { padding: 7px; }
  .floating-cta i { width: 44px; height: 44px; }
  .modal { padding: 10px; }
  .modal-panel { max-height: calc(100vh - 20px); padding: 29px 20px 24px; border-radius: 21px; }
  .modal-panel h2 { font-size: 1.65rem; }
  .form-grid { grid-template-columns: 1fr; gap: 12px; }
  .form-grid .full { grid-column: auto; }
}

@keyframes progressLoopVertical { 0% { transform: scaleY(0); } 70%,100% { transform: scaleY(1); } }

@media (max-width: 390px) {
  .hero h1 { font-size: 2.55rem; }
  .hero-points { align-items: flex-start; flex-direction: column; padding-left: 28px; }
  .planning-grid { grid-template-columns: 1fr 1fr; }
  .note-one { left: -8px; }
  .note-two { right: -7px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
  .ticker { animation: none !important; }
  .runner, .runner svg { animation: none !important; }
  .runner { left: 26px !important; }
}